Terms of Service — SK Academy

1. Nature of Service

SK Academy provides spiritual education, self-mapping tools, training, consultation, ebooks, personal reports, and membership. All services are educational and reflective — not a substitute for professional medical, psychological, legal, or financial advice. Mapping results and reports are material for reflection, not absolute verdicts.

2. Accounts

You are responsible for safeguarding your login credentials. Access to reports, membership, and digital products is personal and non-transferable.

3. Payments & Currency

Orders are billed in Indonesian Rupiah (IDR) via Midtrans/bank transfer, or US Dollars (USD) via PayPal/international transfer for international customers. Access is granted after server-side payment verification.

4. Acceptable Use

All content, reports, and materials are for personal use only. Reproduction, redistribution, or resale without written permission is prohibited.

5. Availability

We strive for uninterrupted service but do not guarantee it. Consultation schedules may change with notice.

6. Changes to Terms

These terms may be updated at any time; material changes are announced on the site or by email.

7. Governing Contact

Questions about these terms: Contact page or the official WhatsApp listed on this site.